Moe Farhat
Moe has 30 years of experience as a business owner, having built and run multiple accounting firms. He understands the challenges faced by small business owners, and like all the Plyo team, he believes it’s essential to provide clients with jargon free explanations and clear strategic advice.
Moe is dedicated to helping individuals, entrepreneurs, and small business owners navigate their financial and tax obligations with confidence. He combines an in-depth knowledge of tax and tax planning with a practical understanding of how to help small business owners get their books sorted out quickly and painlessly.
Moe understands that there is no one size that fits all approach when it comes to bookkeeping and tax, and he’s committed to helping clients understand their options and make the best possible decisions.


Stephen Beard
Stephen is a qualified UK accountant with 10 years of experience in both practice and Industry. Before moving to Canada he was the Financial Director for one of the UK’s largest online drinks retailers, helping them quadruple their revenue in his four years as a company director.
Since moving to Canada Stephen has worked as a senior accountant for a boutique Canadian and US cross-border accounting firm, where he has gained extensive experience in all aspects of Canadian accounting requirements.
With first-hand experience in building accounting departments at scale and a love for technology, Stephen understands how to build robust, hassle-free finance systems that let business owners focus on growth rather than financial compliance.
